Naomi Roper
Partner
Experience
Naomi is a partner and the Head of Banking within Capsticks based in London. Naomi specialises in social housing finance where she has decades of experience acting for borrowers and lenders in the social housing sector. Naomi provides advice and guidance on social housing finance and development finance, including advising on all types of loan agreements, security and security trust arrangements, debt restructuring, complex intra-group arrangements, joint ventures, private placements, derivatives and debt capital markets transactions including own name bond issues and EMTN programmes. Naomi is well known for her commercial, pragmatic approach to transactions and her unwavering commitment to her clients.
Naomi is also an ESG specialist working in the fields of green, social and sustainable finance and impact measurement. Naomi provides advice on green loans, social loans and sustainability linked loans and bonds. She can provide guidance and bespoke training on non-financial reporting and ESG readiness, Naomi is a valued speaker on the topics of ESG and green, social and sustainable finance. She was part of the original working group for the Sustainability Reporting Standard for UK Social Housing and most recently she was part of the working group developing the LMA's Sustainability Linked Loan Principles for Real Estate Finance. Naomi sits on the City of London Law Society’s ESG Committee.
Naomi is ranked as a leading individual in Legal 500 for social housing finance.
Notable projects
- Advising two G15 registered providers on all finance aspects of their recent merger which included amending and restructuring their entire combined loan portfolio
- Advising a for profit registered provider on an innovative £50 million financing consisting of development and investment facilities which included social loans.
- Advising a registered provider on the issue of £200 million sustainable secured notes under a private placement to US and UK investors.
- Advising a bond aggregator to the social housing sector on their £11 billion combined loan and bond portfolio across four separate lenders. Advice included converting existing bonds to social bonds and setting up a new EMTN programme for the issue of social bonds.
Admitted as a solicitor
September 2003
Qualifications
LLB Law - University College London
Memberships
City of London Law Society ESG Committee
